Underpinning refers to a number of processes used to strengthen the foundation of a home. However, this practice does not just apply to traditional homes and buildings. It can also apply to caravans. If you are planning to permanently move into a caravan, you may want to consider underpinning for several different reasons. Here are some of the top reasons:
1. Obtaining Loans
In some cases, it can be hard to get traditional mortgages on a caravan. The logic for this is based on the fact that the home is mobile so if the borrower defaulted on the loan, he or she could easily move it so the bank couldn't find it. However, when you get rid of the mobility factor, the odds of getting a loan may change in your favour.
If you are trying to get a loan on a caravan, talk with the lender about the possibilities of underpinning. In particular, you want to know if putting a brick foundation or concrete underpinning under the home helps you qualify for a home loan. You may also need to make modifications, such as removing the axle.
2. Neighbourhood Considerations
In many neighbourhoods, permanent caravans are set right next to traditional homes. In these cases, you may have to follow neighbourhood rules. That could also necessitate underpinning or making other changes to your home.
Arguably, securing your caravan to a foundation through underpinning is also safer. The structure is permanently attached to the ground. As a result, it is less susceptible to high-speed winds or storms. You also don't have to worry about any people or animals crawling under the home and potentially getting hurt on your property.
Underpinning is often used when you need to add weight to a structure. For instance, someone who plans to add an extra floor to their home may have to strengthen their existing foundation through underpinning. Similarly, if you plan to add an addition to your caravan, add a heavier roof or add weight in any other way, underpinning it can also be essential.
In some cases, you may simply want to consider underpinning because you like how it looks. If you like the look and can't afford it, however, you may just want to opt for skirting. That refers to layers of metal that go around the outside of the trailer, and you can get them in designs that mimic the brick or cement of underpinning.
Contact local underpinning services for more information and assistance.